You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.

Terms of Service

Terms

Last Updated: 24 March 2026

1. About Euzoia

Euzoia is a trade name of Christoph Hartmann, a sole proprietorship (eenmanszaak) registered in the Netherlands.

  • KvK Number: 98715550

  • VAT ID: NL005348450B79

  • Address: Dintelstraat 95-1 1079BB Amsterdam

  • Email: christoph@euzoia.org

2. Services & Products

  • Coaching: We provide personalized sessions designed to help you achieve specific goals. Coaching is a support service; it is not a substitute for professional medical, legal, or financial advice.

  • Commitment Devices: This is a behavioral science tool where you “stake” a cash deposit to hold yourself accountable. By using this, you agree that if your self-defined goal is not met, the stake is forfeited to Euzoia as a service fee for the accountability infrastructure provided.

3. Payments & Forfeiture

  • Fees for coaching are paid in advance unless otherwise agreed.

  • Cash commitment stakes are held securely. You acknowledge that “losing” a stake is a core feature of the product you are purchasing.

4. Cancellation & Right of Withdrawal

  • Coaching: You can cancel or reschedule sessions up to 24 hours in advance. Cancellations within 24 hours may be charged in full or in accordance with the cancellation policy.

  • Digital Access: For immediate access to the Discord community or coaching materials, you agree to waive your 14-day right of withdrawal at the moment of access.

  • Stakes: Once a commitment period has started, the stake cannot be refunded, as the “accountability service” is already in effect.

5. Liability

  • Euzoia’s liability is limited to the amount paid for the service in question.

  • We are not liable for indirect losses or your failure to reach specific life or business outcomes.